How It Works

We've already done all of the hard work for you.

At lendingenie.com, we believe small business owners deserve a clear, unbiased path to the funding they need — not another maze of confusion, false promises, or predatory lending rates.

We are a trusted, agnostic resource founded with one goal in mind -- to help business owners navigate today's constantly changing lending landscape.

We've already vetted and partnered with the nation's top small business lenders — across every major loan category — so you don't have to.

Our role is to simplify, streamline, and guide you directly to the best funding options for your exact needs.
1

Tell Us About Your Business

Answer a few quick questions about your business, goals, and revenue. It takes just a few minutes, and there's no impact on your credit score.

You'll be asked things like:
  • How long you've been in business
  • Your average monthly revenue
  • The amount of funding you're seeking
2

We'll Offer You the Best Option for Your Situation

Our intelligent matching system reviews your profile and aligns you with the most suitable, pre-vetted lenders from our national network.

No guesswork. No spam. Just clarity — and direct access to the best available funding options for your situation.

3

Review, Compare & Choose

You'll see a range of loan offers side by side, making it easy to compare terms, rates, and repayment options. If you'd like guidance, our funding specialists are here to help you review each option and select what makes the most sense for your business.

4

Get Funded Fast

Once you've chosen your preferred option, you'll finalize your application directly with them. Many approvals happen in 24–72 hours, with funds deposited shortly after.

Average funding time: 2–3 business days

Funding Options Include:

Term Loans – fixed payments, flexible terms
Business Lines of Credit – draw only what you need
SBA Loans – government-backed, lower-rate options
Equipment Financing – purchase or lease business assets
Merchant Cash Advances – quick funding based on sales

Why lendingenie.com

Trusted, agnostic resource — we work for you, not the lenders
One simple application, access to dozens of top providers
No fees, no obligations, and no hidden agendas
Expert guidance to simplify complex lending decisions
Secure, confidential, and fast

Time Is Money. We're Here to Give You More of Both.

Getting the right loan shouldn't be complicated. At lendingenie.com, simplicity is the ultimate sophistication — and smarter funding starts here.

Start Your Application
lendingenie.com is an independent platform connecting small business owners with a vetted network of trusted lenders. All loans are issued by third-party lenders and subject to approval.